Deposit

Apna Current Account

  • No Profit on Deposit in Current Account.
  • No restrictions on number of withdrawal in a month.

Apna Saving Account

  • Normal Saving Account.
  • Calculation of Profit on Average Balance of the Month.
  • Payment of profit on six monthly basis.
  • Rate of Profit 4% per annum (Expected).

Term Deposits

  • Deposit for fixed period.
  • Profit payable at maturity.
  • Pre-encashment facility without any penalty, however, rate of profit for pre-mature encashment will be payable as last completed Term deposit period.
  • 1 Month Term Deposit = 6.50% pa (Profit Payable on Maturity)
  • 3 Months Term Deposit = 6.75% pa (Profit Payable on Maturity)
  • 6 Months Term Deposit = 7.00% pa (Profit Payable on Maturity)
  • 1 – Year Term Deposit = 9.50% pa (Profit Payable on Maturity)
  • 2 – Years Term Deposit = 10.00% pa (Profit Payable on Maturity)
  • 3 – Years Term Deposit = 10.50% pa (Profit Payable on Maturity)
  • 4 – Years Term Deposit = 11.00% pa (Profit Payable on Maturity)
  • 5 – Years Term Deposit = 11.50% pa (Profit Payable on Maturity)

Apna Mahana Munafa

  • Profit paid monthly
  • Rate of profit 8.50% per annum
  • Minimum investment should be Rs. 50,000
  • Minimum investment period is 12 months
  • Account can be opened from 100 rupees only

Peshgi Munafa

  • Rate of profit 7.50% per annum
  • Minimum investment period is 15 months
  • Minimum investment should be PKR 50,000
  • Account can be open from 100 rupees only
  • Life Insurance Covered for the account holder
  • In case of an uncertain death of the account holder, double of the deposited amount or maximum of Rs. 1,000,000 would be given to the descendants

Apna DSP/Sarmaya Account (Daily Product Basis)

Calculation of profit on daily products basis

Payment of Profit on Quarterly Basis.

    Rate of Profit on deposit Slabs are as under:-
  • From PKR 1 to PKR 1,000,00 = 4.00%
  • From PKR 100,001 to PKR 1,000,000 = 6.00%
  • From PKR 1,000,001 to PKR 2,000,000 = 6.25%
  • From PKR 2,000,001 to PKR 5,000,000 = 6.50%
  • From PKR 5,000,001 to PKR 10,000,000 = 6.75%
  • From PKR 10,000,001 to PKR 50,000,000 = 7.00%
  • PKR 50,000,001 & above = 7.50%

Apna SB ASAN Account

  • Account can be opened from 100 rupees only
  • Easy to open for everyone
  • Maximum Balance of Rs. 500,000 allowed.
  • Profit on six monthly
  • ATM & Mobile Phone Service facility
  • SMS Alerts

Conditions applied where applicable.