Apna Microfinance Bank Limited is licensed by the State Bank of Pakistan as a regulated, deposit taking bank under the Microfinance institutions Ordinance 2001. The bank provides the following finance facilities to micro entrepreneurs including women engaged in income generation and related activities.

Up to Rs. 150,000

Apna Paisa Apni Kheti
Apna Live Stock
Apna Karobar Agri
Apna Ghar
Apna Tractor
Apni Salary
Apni Beti Apna Ghar
Apni Sawari
Apna Karobar
Apna Gold

Up to Rs. 5,00,000

Apna Karobar Enterprise
Apna Gold Enterprise
Apna Karobar Agri Enterprise
Apna Live Stock Enterprise
Apna Farm

Markup rate varies from 19% to 24% flat. 

Composite Insurance

Apna Microfinance Bank will be distinguished among other banks through providing composite Insurance to its all borrowers and depositors with another distinction to ensure their loans in addition to their lives and stocks.

Main Features of the Loans:

Loan Amount Rs. 10,000 to 150,000 and

Loan Amount upto Rs. 500,000 for Enterprise Products.
Repayment Period 1 Month to 5 Years
Repayment Monthly
Markup payable Minimum Markup Rate

Loan Sanctioning Requirements:

CNIC copy with 2 Photos
Copies of latest utilities Bills
Two Personal guarantee from reputed account holders


ATM Card  on CD / SB Accounts.
Mobile Phone Service Facility
Full range of Banking Services
Imbedded Life & Assets Insurance Cover
Minimum loan processing time

Schedule of Charges for the period 1st January, 2016 to 30th June, 2016

About Us

Apna Microfinance Bank is managed by Group of highly experienced bankers committed and specialized in providing financial services to less privileged / marginal poor including economic empowerment of WOMEN & micro-entrepreneurs in the Agri and Micro enterprises in rural areas of Pakistan.


Apna Microfinance Bank Limited
23 – A, Sunderdas Road, (Thandi Sarak) Zaman Park, Lahore.




Jama Punji